Computing for the Value of Your Gold Collection

Before you could sell gold, you should first know how to calculate the value of your gold pieces. You might not be that good in mathematics, but knowing what the actual price of your gold collection is will help you end up with the best prices. B

esides, there is no need for you to be a mathematician to do the computation. It is simple and quick, as you would soon find. This article will also provide with a useful example to follow. In that case, bring out your pen, your paper and a calculator.

There are two basic factors that play a big role in the price of your gold pieces: the actual metal used in the piece and the artistic value. If you have tried buying gold jewelry in a mall or in a jeweler’s shop, the prices are usually thrice the actual price of the metal should you go directly to a gold buyers or refiner. This is due to the artistic value used in the jewelry. However, when you try to sell gold, especially gold scraps, you will only be priced according to the metal value. The buyer usually makes use of the gold and then melts it to become a full gold jewelry with a much higher price.

Knowing these factors, you can now fully understand the computation. To sell gold in the best possible price, find companies and websites that buy gold in the same rate. Here is the step-by-step procedure on how to do your calculations:

First Step:

You would need to know the current value of gold. If you have an Internet connection, you can simply type ‘spot gold’ in your favorite browser. The first rate is usually the rate followed if you are to sell gold. In fact, if you are to compare the current gold rate today and the rates years ago, you would see why the business in gold is expanding. The rates have skyrocketed, and selling gold scraps can be a very good source of financial security.

Second Step:

Determine the purity of your gold pieces. You can find this information marked in the actual jewelry. Group the jewelries with the same purity to enhance the quality of your calculations. Since 24K is the carat value for pure gold, you would need to divide the markings you have found by 24. A 14K jewelry will have a purity of 58.5%. (14/24 = 58 .5)

Third Step:

Weigh your gold pieces. You can use any scale you would, but just ensure that it calibrated properly. If you want to sell gold, you would need to be precise. After that, you would need to convert that value into troy ounce, the measurement used in the rates.

Fourth Step:

Another factor that you should analyze is how much of the actual rate will be given to you. This one depends on what your profession as a gold seller. Usually the percentage is between 20% to 65%.

An example:

You plan to sell your 24K earrings weighing 17 grams. The spot price for gold is $1465 per troy ounce.

$1465 * 24/24K * 17/31.1 * 65% = $520.52

With this knowledge in your mind, you can sell gold with more confidence.

Before you could sell gold, you should first know how to calculate the value of your gold pieces. You might not be that good in mathematics, but knowing what the actual price of your gold collection is will help you end up with the best prices. Besides, there is no need for you to be a mathematician to do the computation. It is simple and quick, as you would soon find. This article will also provide with a useful example to follow. In that case, bring out your pen, your paper and a calculator.
There are two basic factors that play a big role in the price of your gold pieces: the actual metal used in the piece and the artistic value. If you have tried buying gold jewelry in a mall or in a jeweler’s shop, the prices are usually thrice the actual price of the metal should you go directly to a gold buyers or refiner. This is due to the artistic value used in the jewelry. However, when you try to sell gold, especially gold scraps, you will only be priced according to the metal value. The buyer usually makes use of the gold and then melts it to become a full gold jewelry with a much higher price.
Knowing these factors, you can now fully understand the computation. To sell gold in the best possible price, find companies and websites that buy gold in the same rate. Here is the step-by-step procedure on how to do your calculations:
First Step:
You would need to know the current value of gold. If you have an Internet connection, you can simply type ‘spot gold’ in your favorite browser. The first rate is usually the rate followed if you are to sell gold. In fact, if you are to compare the current gold rate today and the rates years ago, you would see why the business in gold is expanding. The rates have skyrocketed, and selling gold scraps can be a very good source of financial security.
Second Step:
Determine the purity of your gold pieces. You can find this information marked in the actual jewelry. Group the jewelries with the same purity to enhance the quality of your calculations. Since 24K is the carat value for pure gold, you would need to divide the markings you have found by 24. A 14K jewelry will have a purity of 58.5%. (14/24 = 58 .5)
Third Step:
Weigh your gold pieces. You can use any scale you would, but just ensure that it calibrated properly. If you want to sell gold, you would need to be precise. After that, you would need to convert that value into troy ounce, the measurement used in the rates.
Fourth Step:
Another factor that you should analyze is how much of the actual rate will be given to you. This one depends on what your profession as a gold seller. Usually the percentage is between 20% to 65%.
An example:
You plan to sell your 24K earrings weighing 17 grams. The spot price for gold is $1465 per troy ounce.
$1465 * 24/24K * 17/31.1 * 65% = $520.52
With this knowledge in your mind, you can sell gold with more confidence.
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Business Trailer and Truck Leasing

The size of your business does not limit your selection in connection with flexible trailer and truck leasing options. There is no shortage of available choices when your business needs dictate the use of a trailer or truck lease plan for either a one way or a round trip project.

However it is a good idea to be familiar with any budget or financial constraints, for your company, which may impact the selection of a trailer or truck lease agreement.

It is advisable, at the outset, to give consideration to your prospective shipment from the viewpoint of whether or not the lease of a refrigerated truck, flatbed truck, or a trailer will work best for your business. There is a wide selection of trailers or trucks, within each category, at your disposal.

Once you have identified your trailer or truck lease requirements in terms of the type of equipment that is adequate for your business needs, then you are in a position to select from a variety of size options ranging from light duty to heavy duty.

After you make a list of area trailer and truck leasing companies, it is a good idea to create a second list of questions to ask each trailer and truck leasing business prior to making a selection.

Answers to the following questions should be obtained prior to making any reservations for trailer or truck leasing.

What, if any, financing options can be considered?
Are drop off and pick up accommodations available?
Does the company offer trailer and truck lease plans that provide for monthly, weekly, or daily rates?
What short term or long term lease options can be provided?
What billing options for trailer or truck leasing are being offered?
What is emergency or after hours contact information for the company?
What are details involving necessary insurance coverage for trailer or truck leasing?
Are rates competitive?
How long has the company been in business?
Is the company a member of the area BBB?

It is always a good idea to have the contract for any trailer or truck lease agreement reviewed by someone who is familiar with legal jargon and contract terms and conditions.

Whether you locate a commercial facility from your area directory, by browsing on-line resources, or by using personal or business references, do your research to locate a reputable and dependable company to fit your trailer or truck leasing needs.

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Tenants Buying Out Manhattan Property As Co-Op

When tenants at the Eagle Ridge, a 300-unit old time apartment building at 241 East 31st Street in Manhattan, voted last October to dissolve their no-lease pledges and to buy the building from its owner, everyone agreed that the Immigrants had negotiated a favorable deal for themselves and their families.

After two years of back and forth, the tenants’ negotiating body put together a cooperative conversion deal that included an attractive buyout price of about $10,200 a room, a 15 percent discount for quick closings purchases and an option allowing tenants to obtain available apartments elsewhere in the area at the insider’s price instead of the ones they were renting till now.

Moreover, the Eagle Ridge buyers had the advantage of assuming the building’s fixed 3 1/4 percent F.H.A. loan on behalf of the new co-op owners. This will keep the tenants’ maintenance and monthly bills lower than they would have been if the owner had used some other form of financing for the building.

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Cherokee Scrubs: A Leading Brand in Nursing Uniforms

One of the longest-running medical clothing lines, Cherokee scrubs has been providing stylish, elegant and personalized medical personnel nursing  attires since its foundation in 1972. Because of this long history in giving the best scrub suits and medical outfits for health professionals, Cherokee has been trusted for their high-quality Cherokee scrubs which are durable and made only from the best fabrics. Do you want to learn more about this company and their wide array of products? Read on!

Cherokee’s Products

Cherokee is well-known for its wide variety of medical and nursing attires, which are primarily comprised of Cherokee scrubs. This company seems to have high regards with the personal concerns of nurses and doctors, because they show their concern about the monotony of the clothes worn by health professionals by means of releasing different styles, designs and patterns of Cherokee scrubs for these professionals to choose from. The company believes that even if nurses wear scrubs with colors and designs apart from the traditional white or green color, their elegant look won’t be diminished; rather, these new colors and patterns may actually accentuate the lives of nurses caring for children, adults and elderly alike. Nurses in Cherokee scrubs Cherokee also offers scrubs that are made from non-traditional fabrics, such as denim, which would be advantageous for fashionable nurses and doctors. Well, the company’s creativity doesn’t stop here. Do you know that Cherokee also offers accessories and shoes that match the scrubs and other hospital attires for the health professionals?

Cotton Blend Poplin: The Best Fabric

Cherokee make their scrub suits out of poly cotton blend poplin fabric, a type of fabric that is meant to give the ultimate comfort and free movement for the health professional. Introduced by Klopman International in 1968, cotton blend poplin fabric is composed of 35 percent cotton and 65 percent polyester. It is used by famous and reliable clothing companies, including Cherokee. Now, is it just because many popular clothing companies utilize this kind of fabric that Cherokee chose it to be the main ‘ingredient’ for their products? Well, not really. This company wants to provide the best products for its customers, and by saying “best”, they mean highly durable, dirt resistant and extremely comfortable for the wearer. Because these features are found in the Cherokee Work wear collections through the cotton blend poplin fabric, customers are assured that they get the highest quality out of their hard-earned money.

Other Qualities

Cherokee scrubs which are mostly made of cotton blend poplin fabric tend to withstand constant pressing or ironing and even laundering. This means that with just a small amount, you can already buy a scrub suit that would last for months or even a year.

Cherokee offers scrub suits of different sizes and neck shapes such as round neck and V-neck. Aside from Cherokee scrubs, the company also offers zip front jackets, cardigans, snap front tunics, mock wrap tunic, utility pants and drawstring pants. Their tops, tunics and pants are available in unisex. The colors to choose from are varying as well. The Cherokee Work wear collection, in particular, is available in 18 colors of different patterns.

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Why use personal checks?

 

Nowadays it is way less common to see people using personal checks. It may seem to you that the uses of personal checks are almost extinct. However, although the usage has been reduced substantially, there are still many smart reasons why you should still make sure to have plenty of personal checks on hand.

For starters, using checks is a much smarter way of keeping your balances in check. You have a far better accounting of your expenses by using checks over credit cards. When you use a credit card, most often you wouldn’t think twice before swiping the plastic. Whether or not you have money in your account at the moment, you credit card will do the trick for you and you will be able to make the purchase easily. When you write out a check, you think twice about it. Personal Bank Checks You don’t want to cause yourself the embarrassment of having a bounced check. Therefore, before spending the money you are sure to know your account balances. Also, along with writing the check, most often you write down the check details in the check register or use accounting software  that offers compatible laser checks, which helps you to keep a much better accounting of what is going in and out of your account. Writing checks does take more of an effort, but it can save you from avoiding debt. Therefore, the couple of extra seconds it takes will be worthwhile in the long run.

Also, credit cards or even debit cards cannot replace checks all the time. If you have people to pay that don’t take credit cards, unless you have cash in hand, you will need to use a check. You can’t swipe your card to pay your babysitter. You can’t swipe your card to send someone a wedding gift, pay your handyman or pay for the school trip. You can’t pay your friend bag for buying you groceries with a credit card etc. There are also many vendors, such as your utility bills that prefer being paid by check. When you think about it, you will be surprised at how often you still find yourself resorting to the old fashion check writing method. There are numerous tasks that cannot be done with a credit card even in today’s day and age. You need checks when you can’t use your credit card and you don’t have cash available.

Using personal checks over credit card is also more secure. For instance should your pocketbook get lost or stolen, someone can immediately make use of your credit cards and even debit cards to deplete your savings even before you can make your credit card company aware of the situation. With a personal check, even if someone does try to use it, it takes a couple of days for your account to verify the check and release the funds. If you notify your bank right away, by the time the check is verified, they will know not allow for the funds to be released. Additionally, most checks that you order come embedded with many security features making forging or duplicating your checks nearly impossible.

According to the Federal Reserve, there are still more than 30-billion checks being used in the U.S. every year. For the reason listed above and others as well, it will still be a long while before the uses for personal checks will no longer exist.

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Hotels in Connecticut, Stamford – Rest in the Lap of Luxury

Amongst other suburbs of New York City is the city of Stamford, which is located to the north of Long Island Sound. Coastal areas in the city are a major attraction for tourists from across the globe. The tourists here can make the most of their stay by choosing any of the best lodging options available. The city houses numerous Stamford Connecticut hotel that offer comfortable stay and other facilities in a price range that suits the travelers’ pockets. When in Stamford, you can choose any hotel, depending on your budget and facility requirements. Here is a quick overview of the types of hotels that you would come across, when in Stamford, Connecticut.

Upscale/Luxury Hotels

The luxury hotels in Stamford offer neat and clean rooms with great ambiance. Most of the luxury hotels would also offer free breakfast and even unlimited Internet usage facility. If you are traveling with your family, you can book a posh suite that accommodates more people and offers every facility that you can think of. Stamford Hotels For a complete luxurious experience, these hotels also have built-in pubs, spa centers and restaurants that serve specialty food throughout the day. Shuttle services and airport pick-up and drop facilities are also included in the stay packages at these hotels.

Mid-range hotels

People who wish to save their money and still enjoy the best at Stamford can choose any of the mid-range hotels that offer comfortable staying options and charge a nominal price for their services. These hotels generally have facilities like swimming pools and fitness centers that the guests can use at a small cost. Some of these hotels may also offer free breakfast to the guests. The aim of these hotels is to help you save big bucks by offering you the best of facilities at a much cheaper price than the luxurious hotels.

Economy hotels

These hotels are meant for the people who are traveling with a certain budget and are looking for hotels with good rooms and only a few basic facilities. There are a number of economy hotels in Stamford that are located at the heart of the city. These hotels may or may not offer complimentary meals but are often situated near some of the most famous restaurants in the city so that the travelers do not have to go too far to enjoy a meal. If you have only a limited budget and still wish to enjoy the most of Stamford city, choose an economy hotel.

Extended Stay Hotels

As the name suggests, these hotels are for people who wish to stay in Stamford for a longer period of time but do not wish to rent or buy a house. These hotels are more or less like apartments and have facilities like a well-equipped kitchen, a gym, pool and restaurant. Stamford Hotel Suites The rates charged for these apartments are far less than what a traveler would otherwise pay for a room in the hotel. The rates may also vary on the type of the hotel and its location in the city. People on business trips mostly prefer staying in extended stay hotels and save their money.

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Using Auto Transport To Move Your Vehicle

There are many things you should now in order to have a terrific experience when using an auto transport. There will be many options offered to you which will affect the auto transport, so do some research ahead of time so that you will be completely satisfied.

One big issue that you will need to make a decision on is which method of transport is the best option for you. Your vehicle can be shipped with an open or an enclosed auto transport carrier. Some companies give you both options while many companies just offer you one method. The most popular and economic method is via an open auto transport carrier. An open transport carrier can hold eight to ten cars at once, while and enclosed transport carrier can hold much fewer vehicles. Therefore the enclosed option is exceedingly higher. For most instances an open carrier is perfectly fine and you will be very pleased with the results. You should consider using an enclosed carrier only if your vehicle is a very high end model or an antique car that can be affected by harsh weather conditions that your car may be subjugated to while using an open transporter. Another instance when you may need to use an enclosed transporter is if your vehicle is oversized. Otherwise a closed auto transport carrier is perfectly good option.

Another factor to keep in mind is timing. If you plan to travel during peak traveling seasons than the price of an auto transport will be at its peak as well. If you are able to plan your move during a slower season you will get much better pricing. The slower months are spring and late summer. Although you probably will not be basing your travel date around this one factor, it is still something to keep in mind. If you are planning to use an auto transport during the heavy travel months then book ahead of time. The earlier you book, the more choice dates will be available to you.

Remember that when your car is being transported it is covered under the auto transport company’s insurance policy. This means any damages that occur during transport, the expenses will be covered by the transport company. However insurance does not cover items that are inside the vehicle. Remove all valuable items from your car prior to sending it off. Also, don‘t count on using any of the space within the car for moving your belongings.

Pickup and drop off location will also affect your price. The easiest and most convenient option most often is to have your car picked up and dropped off right at your doorsteps. Very often this does not affect the cost, but if you live in an area that is hard to get to the auto transport rates will rise as well. Also, if you live in a private neighborhood, very often commercial vehicles will not be allowed in. If that is the case than you are best of finding a more convenient spot for both of you, such as a large parking lot to meet the auto transport carrier. Do some research before making your decision about having your car shipped. Once the research is done, you will have a better understanding of what is the best option for you,

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